摘要： Life insurance giant MassMutual is exploring the use of health data from wearables to further refine its data science-created underwriting models.
Your Apple Watch or your FitBit can tell you how many steps you've taken in a day, what your resting heart rate is, and a range of other measurements about your daily habits and how they contribute to your overall health. You can take this information and make positive changes to your habits. Or you can monitor your own progress with goals.
But you aren't the only one who is interested in these data points such as your step count and hours of sleep per night. Just like car insurance companies offer discounts to drivers who allow monitoring of their safe driving habits, health and life insurance companies may one day offer discounts to those who comply with good health habits.
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