轉貼自： Deloitte Nederland
Most parties in the financial sector already have a grasp of concepts such as bitcoins and other cryptocurrencies. These concepts work on the blockchain technology, which is a digital, distributed transaction ledger with identical copies maintained on each of the network’s members’ computers. All parties can review previous entries and record new ones. Transactions are grouped in blocks, recorded one after the other in a chain of blocks (the 'blockchain'). The links between blocks and their content are protected by cryptography, so previous transactions cannot be destroyed or forged. This means that the ledger and the transaction network are trusted without a central authority – a ‘middleman’.
The transfer of value has always been an expensive and slow process. This is particularly true for cross-border payments. Blockchain technology is able to speed up and simplify this process - and also reduces the costs significantly.
Read the use case: '#1. Blockchain technology – speeding up and simplifying cross-border payments'.
Share trading will soon be impacted by blockchain technology. Utilizing blockchain technology allows for greater trade accuracy, and a shorter settlement process.
Read the use case: '#2. Blockchain technology – the future of share trading'.
One of the most promising applications of blockchain technology is the smart contract. It can execute commercial transactions and agreements automatically. It also enforces the obligations of all parties in a contract – without the added expense of a middleman.
Read the use case: '#3. Blockchain technology – the benefits of smart contracts'.
When identity management is moved to blockchain technology, users are able to choose how to identify themselves and who will be informed. They still need to register their identity on the blockchain somehow, but after that, they can re-use that identification for other services.
Read the use case: '#4. Blockchain technology – how to improve online identity management'.
Blockchain technology offers many benefits, including transparency and traceability of transactions. This will help banks and insurers to create a more captivating loyalty and rewards program that fits 24/7 performance management and enhances engagement.
Read the use case: '#5. Blockchain technology – loyalty and rewards'.
Read more about blockchain technology: www.deloitte.nl/blockchain.
轉貼自： Deloitte Nederland