online gambling singapore online gambling singapore online slot malaysia online slot malaysia mega888 malaysia slot gacor live casino malaysia online betting malaysia mega888 mega888 mega888 mega888 mega888 mega888 mega888 mega888 mega888 金融科技公司通過託管結賬解決PCI(Payment card industry)的負擔

摘要: 大型組織正在逐漸接受服務提供商

 


對於許多金融機構而言,PCI合法性是最重要的,這是資本密集型的​​。然而,金融科技公司希望通過其他人的產品減少這項工作 例如;Modo,其產品有一個典型的結帳組件。

Modo首席產品官Ryan Lee在採訪中告訴PYMNTS,“我們允許商家進入和卸載他們的PCI要求。”可以取得僅包括支付卡信息或PII(personally identifiable information)。

Lee說,自從大規模的目標資料外洩 - 以及最近的報導說支付細節受到Chipotle損害。 “對於大型企業組織來說,這是最重要的,”Lee說,他說付款方式的多樣性使每家公司和其他公司不同。

他還指出,該公司並未有特定的定位或方法。它能夠在全球範圍內提供傳統的信用卡處理,還可以提供其他支付方式 - 可以添加到卡中。例如,PayPal的識別信息是一個電子郵件地址,Lee還將Alipay稱為替代付款方式。

Lee表示,Modo發現安全性是他們的首選。在安全要求方面,當公司聲稱擁有銀行級安全性或認證時,並不會掉以輕心。例如,該公司每年都會進行嚴格的安全審計。而且,當商家想要集成產品時,該公司提供了一個現代的應用程序編程接口(API)。

為了向商家介紹此產品,Modo突出了其網站上的主要功能。例如,該公司將一切都標記化。在介紹這項技術時,演示的價值是無價的。它可以同時顯示結帳實際上捕獲數據的儀表板,並對其進行標記使其跟開發者的程序碼一起回傳。

有了這項產品,Modo的假設之一是,無論是否託管結賬。該公司發現大型組織正在逐漸接受服務提供商 - 例如,有一家公司會追蹤主要零售品牌。儘管可能存在維護控制的巨大推動力,但由於安全隱患,今天的商家不希望保留信息並託管它。相反,他們正在尋找一位專家 - 像金融科技公司那樣在領域佔據優勢的人。

轉貼自: PYMNTS

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