摘要： Not every form of financing is right for every business, but for many high-growth technology companies, the options for funding that fits their expansion trajectories can be limited.
摘要： Not so long ago, legacy core systems operated on-premise were a point of pride, and were often at the heart of the mainstream financial businesses that operated them. Increased expectations and evolving customer needs, however, are forcing financial businesses to move beyond legacy core systems. Moreover, application programming interface (API) and cloud technology have democratized the types of businesses that can now offer financial services, as well as how those services are offered.
摘要： What moves the needle for digital lenders is serving loans to their respective customers. But where does this money come from? The pool is usually equity or debt. While some lenders use the former, it can be seen as folly because, over time, the founders tend to lose ownership of their businesses after giving out too much equity to raise capital for loans. Hence the reason why most lending companies secure debt facilities.
摘要： Another busy week brought fresh funding to the B2B FinTech arena, with expense management solution providers standing out from the crowd. But as more firms aim to control how employees spend money, it was a technology startup that focused on how professionals pay those employees that took the lead in this roundup.
摘要： Accounts receivable (AR) and accounts payable (AP) have historically been entirely separate functions in the back office. But FinTech innovators are beginning to explore the concept of bridging the gap between these two intrinsically connected workflows. After all: one company’s accounts receivable is another’s accounts payable.
