摘要: What moves the needle for digital lenders is serving loans to their respective customers. But where does this money come from? The pool is usually equity or debt. While some lenders use the former, it can be seen as folly because, over time, the founders tend to lose ownership of their businesses after giving out too much equity to raise capital for loans. Hence the reason why most lending companies secure debt facilities.

摘要: 4年多前,從一開始只是核心系統的轉換,最後演變成了一個更大的新核心計畫,玉山的盤算是什麼?不只要瘦核,更要做到資料加值,甚至,將所有系統全面API化,還要能支應數位時代瞬間爆量的交易,這項基礎工程真正到位後,玉山下一步的計畫又是什麼?

摘要: Another busy week brought fresh funding to the B2B FinTech arena, with expense management solution providers standing out from the crowd. But as more firms aim to control how employees spend money, it was a technology startup that focused on how professionals pay those employees that took the lead in this roundup.

摘要: Accounts receivable (AR) and accounts payable (AP) have historically been entirely separate functions in the back office. But FinTech innovators are beginning to explore the concept of bridging the gap between these two intrinsically connected workflows. After all: one company’s accounts receivable is another’s accounts payable.

摘要: Unstructured data, be it raw data from news articles and research reports, or images posted on social media, is growing exponentially. In fact, it is predicted that more than 80% of all new data is produced in an unstructured format, yet less than 1% of all unstructured data is analyzed or used in any way.

摘要: 隨著純網銀、數位銀行越來越多競爭者進入金融市場,各大金融業者無不加快線上開戶、電支電票整合、金融上雲等 FinTech 新技術的開發,然而若想搶先在數位創新領域拔得頭籌,業者除了在 IT 技術的投資,更不能忽略「內部安全控制與內部稽核」的管理!