摘要: This week in TechREG, state regulators have been very active proposing new regulations and taking enforcement actions. California probed several crypto lenders for suspending withdrawals and transfers as this may violate the law. The same state also announced that public comments for its new privacy laws will be open until Aug. 23. Another state, this time New York, issued guidance prohibiting certain types of overdrafts and non-sufficient fund (NSF) fees are unfair and deceptive. At the federal level, the Consumer Financial Protection Bureau (CFPB) took actions against two companies in two separate cases for misleading consumers.

摘要: 在疫情襲擊歐洲之際,許多歐盟國家一瞬間運轉不過來,但唯有愛沙尼亞可以沈著應對外部挑戰與危機,而且保持政府、公私部門日常營運不受到太多影響。如果要探究關鍵因素,其實是因為愛沙尼亞早在 1990 年代初期就開始做政府、全民社會的數位轉型!

摘要: 曾被認為是歐盟中最友好的加密國度 – 波羅的海小國愛沙尼亞(Estonia)受到 18 年洗錢醜聞影響,監管態度明顯轉變,而今年更因配合歐盟法規,撤銷了 1000 多家加密貨幣公司執照,佔該國總數量近 7 成,歐盟加密天堂稱號就此走入歷史。

摘要: Today there are two powerful economic theories emerging: Modern Monetary Theory and Bitcoin. While the core political conversation is still shackled to the rudimentary yet perpetual debate of Left vs. Right economics:

摘要: 近期媒體廣泛報導中國央行即將發行全球首個央行數字貨幣(CBDC),名為數位貨幣 / 電子支付(DCEP)。4 月中,有網路截屏顯示,中國農業銀行正在對央行數字貨幣 DCEP 錢包進行內部測試,而蘇州、深圳、雄安和成都將是 DCEP 首批落地試點城市。